What the Insurance Companies Don’t Tell You About Long-Term Injuries from Car Accidents

Not all injuries are visible right away. Some take weeks to appear, and others may linger for a lifetime. At Rachel Frazier Johnson Law, we understand that healing doesn’t stop after you leave the hospital — and your claim should reflect that.

Common Long-Term Injuries from Car Accidents

We regularly represent clients dealing with:

• Post-concussion syndrome
• Chronic back or neck pain
• Joint degeneration and mobility limitations
• Traumatic brain injuries (TBIs)
• Nerve damage
• Complex PTSD and emotional trauma

These injuries may require ongoing care like physical therapy, chiropractic treatment, injections, surgeries, or counseling. We work closely with your providers to project future medical costs — and we fight to make sure the insurance company pays for all of it, not just the first ER bill.

Non-Economic Damages and Why They Matter

A car accident doesn’t just affect your wallet. It changes how you feel, function, and experience life. Arizona allows injury victims to recover non-economic damages such as:

• Pain and suffering
• Anxiety and depression
• Sleep disorders
• Loss of companionship
• Inability to participate in hobbies or sports
• Loss of intimacy with a partner

These damages are subjective — and insurance companies often try to minimize or deny them. But with the right evidence (like mental health evaluations, journals, or testimony), we can build a powerful argument that your suffering is real and deserves compensation.

Why Fast Legal Action Makes a Huge Difference

After a crash, the clock starts ticking — not just legally, but practically. Here’s what waiting can cost you:

• Surveillance footage being overwritten or deleted
• Eyewitnesses forgetting details or becoming unreachable
• Accident scenes getting altered or cleaned up
• Your own medical records becoming harder to correlate to the crash
• Insurance companies using your silence to twist liability

The truth? Every day that passes gives the defense an advantage. When you call Rachel Frazier Johnson Law immediately after your crash, we act just as fast — sending preservation letters, launching investigations, and building a protective wall around your rights.

Our Network of Phoenix Providers Has Your Back

At Rachel Frazier Johnson Law, we work with a vetted network of medical and support professionals throughout the Valley who understand personal injury injuries and legal documentation needs, including:

• Orthopedic specialists
• Neurologists
• Physical therapists
• Psychologists and trauma counselors
• Chiropractic and pain management clinics
• Radiologists for MRI and imaging

Even if you don’t have insurance or a primary care doctor, we’ll make sure you get the care you need, and we’ll ensure the cost is accounted for in your final settlement.

You Only Get One Shot, Make It Count

Insurance companies hope you’ll settle quickly, quietly, and cheaply. But this isn’t just a payout, it’s your future.

• It’s how you’ll afford your surgeries
• How you’ll cover months of missed work
• How you’ll provide for your family
• And how you’ll recover with the security and dignity you deserve

Don’t leave that to chance or a 1-800 billboard firm. Leave it to a team that’s proven, respected, and ready to go the distance. At Rachel Frazier Johnson Law, we take that responsibility seriously. We’ll listen. We’ll lead. We’ll fight. And we won’t stop until we’ve done everything possible to get you justice. Submit your case online for a fast, confidential, and no obligation review.