Contact our office at: (602) 777-3577
Search

Car Accidents Helping You Navigate the Aftermath of a Crash

Car Accidents

Phoenix Car Accident Attorney

A car crash can happen in seconds. But the consequences can last a lifetime. Medical bills, lost wages, chronic pain, emotional trauma. Whether it’s a minor collision or a catastrophic wreck, you deserve legal support that understands what you’re facing and knows how to fight for your future.

At Rachel Frazier Johnson Law, we’ve spent over 29 years standing up for injured drivers across Arizona. When you hire our firm, you’re not just getting a car accident attorney; you’re getting a powerful advocate who works tirelessly to secure the compensation and justice you deserve. Our team operates on a client-first philosophy. Legal challenges are personal, and we treat them that way. We listen carefully, outline your options clearly, and fight hard for every client we represent.

Why You Need a Car Accident Lawyer

After an accident, insurance companies act fast. Their goal? Pay as little as possible, even when their driver was clearly at fault. You might get a quick settlement offer, a friendly-sounding claims rep, and promises that “you don’t need a lawyer.”

Don’t fall for it.

Insurance companies are not on your side. Their adjusters are trained to minimize your claim, deny responsibility, or shift the blame onto you. An experienced car accident lawyer can protect your rights and ensure you’re not taken advantage of.

Here’s what we do for every client:

  • Investigate the accident scene and collect key evidence.
  • Communicate directly with insurance adjusters so you don’t have to.
  • Evaluate your injuries, costs, and long-term needs.
  • Negotiate aggressively to maximize your payout.
  • File a lawsuit when necessary to pursue justice in court.

Whether your crash happened on the Loop 202, I-17, or a quiet residential street in Arcadia, we know how to handle every type of claim, from rear-end collisions to multi-car pileups on the freeway and serious hit-and-run cases.

Car Accident Cases We Represent

Every client’s situation is unique, and we tailor our approach to fit your specific needs. Our firm represents individuals and families injured in a wide range of car accidents, including those who were hurt in:

  • Rear-End Collisions: Whether you suffered whiplash, back injuries, or soft tissue damage after being rear-ended, we fight to establish fault on your behalf, even when the other driver claims you braked suddenly.
  • T-Bone and Side-Impact Crashes: If another driver struck your vehicle at an intersection and left you with head injuries, broken ribs, or internal injuries, we are prepared to pursue the full compensation you deserve.
  • Head-On Collisions: We represent survivors and families affected by some of the most severe crashes on the road. Working with medical professionals and accident reconstruction experts, we build the strongest possible case on your behalf.
  • Distracted Drivers: If a driver who was texting, eating, or otherwise not paying attention caused your injuries, we gather the phone records, surveillance footage, and witness statements needed to hold them accountable.
  • Incidents Involving Drunk or Impaired Drivers: You may be entitled to both compensatory and punitive damages when a drunk driver causes your injuries. We pursue every available avenue to recover what you are owed.
  • Accidents Involving Uninsured or Underinsured Motorist Claims: If the driver who hurt you had little or no insurance, you may still have options through your own policy. We help you understand those rights and file your claim with confidence.

No matter the exact cause behind the accident, you may be facing immediate and long-lasting injuries. Some of the most common include:

  • Whiplash and soft tissue damage
  • Herniated discs or spinal cord injury
  • Concussions and traumatic brain injuries
  • Fractures and broken bones
  • Internal bleeding
  • PTSD, anxiety, and depression

We work with top medical providers in the Valley to ensure your injuries are properly documented and treated. Even if you don’t have insurance, we can connect you with doctors who will work on a lien basis, so you pay nothing up front. We are here to stand by your side and fight for the compensation you deserve.

What to Do After a Car Accident

If you’ve just been in a crash, take a deep breath. Then take these steps to protect your health and your legal rights:

  1. Call 911. Always report the accident. Get a police report for your records.
  2. Seek medical care. Even if you feel “fine,” injuries may appear hours or days later.
  3. Document everything. Take photos, gather names, and collect insurance details.
  4. Don’t admit fault. Even saying “I’m sorry” can be used against you.
  5. Avoid talking to the other insurance company. They’re looking for ways to deny your claim.
  6. Contact a car accident attorney. The earlier we get involved, the better we can protect you.

Time is critical. The sooner you call us, the sooner we can preserve evidence, build your case, and keep insurers in check.

What Compensation Can You Recover After a Car Accident?

Most people underestimate just how expensive a car accident can be until they get the bills. Emergency room visits, imaging scans, surgery, follow-ups, lost income: it adds up fast.

If someone else caused your crash, you shouldn’t have to shoulder those costs alone.

At Rachel Frazier Johnson Law, we fight for full compensation across all categories of damages:

  • Medical Expenses: Including physical therapy, hospital stays, prescription medications, mobility devices, and long-term care.
  • Lost Wages: Compensation for missed time at work and for any diminished earning potential moving forward.
  • Pain and Suffering: For physical pain, emotional trauma and suffering, and reduced quality of life.
  • Property Damage: Compensation for repairing or replacing your vehicle and any personal items damaged in the crash.
  • Future Medical Costs: For surgeries, rehab, or treatment you’ll need in the months or years ahead.
  • Wrongful Death Damages: For families who’ve lost a loved one, compensation may be available for funeral costs, loss of companionship, and emotional suffering.

We don’t guess at what your case is worth. We calculate it with precision and support it with strong documentation, expert reports, and years of courtroom experience.

Car Accident Laws That Could Affect Your Claim

Navigating a car accident claim means understanding the laws that impact your case. Here’s what you need to know:

  • Arizona Is a Fault State: The at-fault driver is financially responsible for the damages that were caused by their actions. You can file a claim against their insurance or sue them directly.
  • Comparative Negligence Applies: Even if you were partially at fault for the accident, you can still recover damages. Arizona follows the pure comparative fault rule. Your compensation is reduced according to your percentage of fault. For example: If you’re awarded $100,000 but found 25% at fault, you’ll still receive $75,000.
  • Statute of Limitations: 2 Years: You generally have two years from the date of the accident to file a personal injury claim. However, if a government entity is involved (like a city bus or street maintenance issue), the timeline can be as short as 180 days.

Don’t risk missing a deadline. Call an accident attorney as soon as possible to protect your rights.

What If the Other Driver Was Uninsured?

Uninsured or underinsured drivers are a growing issue. If one of them hits you, it can feel like your options are limited.

But don’t panic. If you carry UM/UIM coverage (Uninsured/Underinsured Motorist coverage), you may still be able to recover damages through your own insurance policy.

We’ll review your policy line by line, advise you on what’s covered, and file the appropriate claim, ensuring you don’t get lowballed or dismissed by your own insurer.

Local Roads Are Getting More Dangerous. Here’s Why.

Maricopa County sees some of the highest traffic accident rates in the state, and the numbers are rising.

Some key factors:

  • Distracted Driving: Cell phones, infotainment systems, and even smartwatches are contributing to more distracted drivers.
  • Aggressive Commuters: Rush hour on highways like I-10, Loop 101, and the I-60 leads to tailgating, speeding, and dangerous merges.
  • Out-of-Town Drivers: Booming tourism and snowbird population mean more rental cars and unfamiliar drivers on local streets.
  • Ongoing Construction Zones: Poor signage and tight detours increase risk, especially in areas like Tempe and downtown Phoenix.

We’ve handled cases from nearly every neighborhood, and we know how local conditions influence crash patterns and liability arguments.

Community Resources for Accident Victims

Healing after an accident involves more than money. You may need support, counseling, transportation, or temporary assistance. We regularly refer clients to:

  • Valley Metro RideChoice and ADA transportation services
  • Banner Health and Dignity Health rehabilitation programs
  • Arizona Coalition for Victim Services
  • Local food banks and rent assistance groups
  • Injury support groups (TBI, amputation, PTSD)

You’re not alone. And we’re not just your attorneys; we’re your advocates.

What Makes Rachel Frazier Johnson Law Different

Plenty of firms handle car accident cases. What sets ours apart is the depth of preparation, the quality of attention, and the experience we bring to every client we serve.

Nearly Three Decades of Experience

Our firm has spent over 29 years representing injured Arizonans. That history means we have encountered nearly every scenario, understand how insurers and opposing counsel operate, and know what it takes to build a case that holds up.

Rachel’s experience as a Judge Pro Tem adds another layer. Having seen how courts evaluate evidence, assess credibility, and weigh arguments shapes how we build and present every case. That perspective is something few personal injury firms can offer.

We Build Every Case for Trial

We are not a settlement mill. At Rachel Frazier Johnson Law, we treat each case as though it is going to court, because that level of preparation is what produces stronger results, whether we ultimately settle or litigate.

To build that foundation, we work with:

  • Accident reconstruction specialists
  • Medical experts who can speak to future care needs
  • Economists who calculate long-term financial impact
  • Visual evidence including scene reconstructions and impact simulations

This approach gives us the leverage to negotiate from a position of strength and the readiness to take your case to trial when that is what it takes.

Thorough Evidence Collection from the Start

Strong cases are built on documentation. We leave nothing unturned, and we act quickly, because evidence disappears and memories fade. Our process includes gathering:

  • Police reports and 911 recordings
  • Dash cam and intersection camera footage
  • Witness interviews
  • Black box data from newer vehicles
  • Cell phone records in distracted driving cases
  • Vehicle inspection reports
  • Scene photographs, vehicle damage photos, and injury documentation
  • Medical records, treatment logs, and physician testimony
  • Employment records demonstrating lost income

The sooner we get involved, the better positioned we are to secure the evidence that matters most.

Real Results for Real Clients

Our track record reflects the work we put in. Past recoveries include a $1 million result in a multi-vehicle collision caused by a drug-impaired driver, and a $200,000 settlement in a motor vehicle accident involving a fractured wrist, among many others.

What You Can Expect When You Work With Us

We are a boutique litigation firm. When you hire us, you receive direct attention, clear communication, and a team that is fully invested in your case.

  • No upfront fees. We work on a contingency basis. You pay nothing unless we win.
  • Direct access to your legal team. You will always know where your case stands. We keep you informed at every stage, and our team is available to answer your questions when they arise.
  • A client-first approach. You are not a case number here. You are a person with a real situation, and we treat you accordingly.

Bilingual Legal Services for Car Accident Victims

Phoenix is one of the most diverse cities in the country, and our law firm reflects that. We proudly offer legal services in both English and Spanish.

Se habla español.

Desde la consulta inicial hasta la resolución de su caso, nuestro equipo está aquí para guiarle con respeto, claridad y experiencia.

Whether you’re more comfortable speaking Spanish or have a family member who prefers bilingual support, we’ve got you covered.

Schedule a Consultation with a Car Accident Lawyer Today

You don’t have to take on insurance companies by yourself. Let us handle the legal battle so you can prioritize getting better.

Justice shouldn’t depend on how loud your voice is. That’s why we’re here: to fight for yours. Submit your case online, and we’ll respond within 24 business hours.

FAQs About Car Accident Claims in Arizona

We hear these questions almost every day, and we’re here to make the answers simple and empowering.

Do I have a case if the accident seemed minor?

Yes. Many injuries (like whiplash, concussions, or soft tissue damage) aren’t obvious at the scene but show up days later. Even low-speed crashes can cause long-term harm. Always get checked out and consult with an attorney to protect your rights.

What if I was partially at fault?

You can still recover compensation. Arizona’s comparative negligence laws allow you to pursue a claim even in the case that you were partially responsible. The key is making sure your percentage of fault is accurately assessed.

Will I have to go to court?

Not necessarily. Most of our cases settle without trial. But if the insurance company won’t offer a fair settlement, we’re fully prepared to take your case to court, and we do not back down.

How much does it cost to hire your firm?

Nothing upfront. We work on a contingency fee basis, which means you don’t pay a dime in attorneys’ fees unless we win your case.

How long will my case take?

That depends on the complexity of your accident and the severity of your injuries. Some settle in weeks. Others may take several months, especially if long-term medical treatment is involved. We keep you updated at every stage.

What if I don’t have health insurance?

We can help you receive treatment on a medical lien, meaning you don’t pay upfront. The cost is recovered from your settlement once your case resolves.

Should I accept the first offer from insurance?

Almost never. First offers are typically lowball attempts to close the case quickly. We review every offer and negotiate for what your case is truly worth.

Can I still sue if I wasn’t wearing a seatbelt?

Yes. It may reduce your compensation slightly, but it doesn’t bar you from recovering damages. State law allows recovery even if you contributed to your injuries.

Will filing a claim raise my premiums?

Not if you’re not at fault. Your premiums shouldn’t increase for using coverage that protects you from another person’s negligence.

How much is my case worth?

That depends on your injuries, losses, treatment, and long-term effects. We’ll evaluate your claim in a consultation and give you a realistic estimate backed by experience.

rachel-frazier-joahnson-img
Rachel Frazier Johnson, Esq.
Founder & Managing Attorney
About
Rachel Frazier Johnson Law

At Rachel Frazier Johnson Law, we do things differently. Led by attorney Rachel Frazier Johnson, our firm is built on the belief that great legal representation starts with truly understanding people, their challenges, their fears, and their goals for the future. For over 29 years, Rachel has been helping individuals and families in Phoenix navigate difficult moments with strength, compassion, and unwavering dedication.

Known for her sharp legal mind and fierce advocacy, Rachel balances professionalism with a personal touch that makes clients feel seen and supported. Whether guiding you through a divorce, fighting for fair compensation after an injury, or protecting what matters most, Rachel Frazier Johnson Law is committed to standing by your side.

Schedule A No Obligation Consultation
Form Image

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Submitting this form does not create an attorney-client relationship.*