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Car Accidents Helping You Navigate the Aftermath of a Crash

Car Accidents

Phoenix Car Accident Attorney

A car crash can happen in seconds. But the consequences can last a lifetime. Medical bills, lost wages, chronic pain, emotional trauma. Whether it’s a minor collision or a catastrophic wreck, you deserve legal support that understands what you’re facing and knows how to fight for your future.

At Rachel Frazier Johnson Law, we’ve spent over 25 years standing up for injured drivers across Arizona. When you hire our firm, you’re not just getting a car accident attorney; you’re getting a powerful advocate who will work tirelessly to secure the compensation and justice you deserve.

Why You Need a Car Accident Lawyer in Phoenix

After an accident, insurance companies act fast. Their goal? Pay as little as possible, even when their driver was clearly at fault. You might get a quick settlement offer, a friendly-sounding claims rep, and promises that “you don’t need a lawyer.”

Don’t fall for it.

Insurance companies are not on your side. Their adjusters are trained to minimize your claim, deny responsibility, or shift the blame onto you. An experienced Phoenix car accident lawyer can protect your rights and ensure you’re not taken advantage of.

Here’s what we do for every client:

  • Investigate the accident scene and collect key evidence
  • Communicate directly with insurance adjusters so you don’t have to
  • Evaluate your injuries, costs, and long-term needs
  • Negotiate aggressively to maximize your payout
  • File a lawsuit when necessary to pursue justice in court

Whether your crash happened on the Loop 202, I-17, or a quiet residential street in Arcadia, we know how to handle every type of claim, from rear-end collisions to multi-car pileups on the freeway and serious hit-and-run cases.

Types of Car Accident Cases We Handle

No two car accidents are the same, and your legal strategy shouldn’t be either. Our firm handles a wide range of crash-related cases, including:

  • Rear-End Collisions: One of the most common accidents in Phoenix, rear-end crashes often result in whiplash, back injuries, and soft tissue damage. We help prove fault, even when the at-fault driver tries to claim, “sudden braking.”
  • T-Bone and Side-Impact Accidents: Often occurring at intersections, these crashes can cause head injuries, broken ribs, or internal bleeding, especially for drivers and passengers hit on the side.
  • Head-On Collisions: Among the deadliest types of crashes, head-on impacts usually result in life-altering injuries or fatalities. We work with medical and accident reconstruction experts to prove what happened and who’s responsible.
  • Distracted Driving Accidents: From texting to eating behind the wheel, distracted drivers are everywhere in Phoenix. We gather phone records, surveillance footage, and witness statements to hold them accountable.
  • Drunk Driving and DUI-Related Crashes: If a drunk driver hurt you, you may be entitled to both compensatory and punitive damages. We pursue all available avenues to recover the maximum.
  • Uninsured and Underinsured Motorist Claims: Even if the at-fault driver lacks coverage, you may still have options through your own policy. We help clients understand and file these claims without fear of retaliation or premium hikes.

No matter the accident, no matter how complex, we’re here to help you get back on track.

What to Do After a Car Accident in Phoenix

If you’ve just been in a crash, take a deep breath. Then take these steps to protect your health and your legal rights:

  1. Call 911. Always report the accident. Get a police report for your records.
  2. Seek medical care. Even if you feel “fine,” injuries may appear hours or days later.
  3. Document everything. Take photos, gather names, and collect insurance details.
  4. Don’t admit fault. Even saying “I’m sorry” can be used against you.
  5. Avoid talking to the other insurance company. They’re looking for ways to deny your claim.
  6. Contact a car accident attorney. The sooner we get involved, the better we can protect you.

Time is critical. The sooner you call us, the sooner we can preserve evidence, build your case, and keep insurers in check.

What Compensation Can You Recover After a Car Accident?

Most people underestimate just how expensive a car accident can be until they get the bills. Emergency room visits, imaging scans, surgery, follow-ups, lost income, it adds up fast.

If someone else caused your crash, you shouldn’t have to shoulder those costs alone.

At Rachel Frazier Johnson Law, we fight for full compensation across all categories of damages:

  • Medical Expenses: Including hospital stays, physical therapy, prescription medications, mobility devices, and long-term care.
  • Lost Wages: Compensation for missed time at work and for any diminished earning potential moving forward.
  • Pain and Suffering: For physical pain, emotional trauma, and reduced quality of life.
  • Property Damage: The cost to repair or replace your vehicle and any personal items damaged in the crash.
  • Future Medical Costs: For surgeries, rehab, or treatment you’ll need in the months or years ahead.
  • Wrongful Death Damages: For families who’ve lost a loved one, compensation may be available for funeral costs, loss of companionship, and emotional suffering.

We don’t guess at what your case is worth. We calculate it with precision and support it with strong documentation, expert reports, and years of courtroom experience.

Arizona Car Accident Laws That Could Affect Your Claim

Navigating a car accident claim in Phoenix means understanding the laws that impact your case. Here’s what you need to know:

  • Arizona Is a Fault State: This means the at-fault driver is financially responsible for the damages they cause. You can file a claim against their insurance or sue them directly.
  • Comparative Negligence Applies: Even if you were partially at fault for the accident, you can still recover damages. Arizona follows the pure comparative fault rule. This means your compensation is reduced by your percentage of fault. For example: If you’re awarded $100,000 but found 25% at fault, you’ll still receive $75,000.
  • Statute of Limitations: 2 Years: You generally have two years from the date of the accident to file a personal injury claim in Arizona. However, if a government entity is involved (like a city bus or street maintenance issue), the timeline can be as short as 180 days.

Don’t risk missing a deadline. Call a Phoenix accident attorney as soon as possible to protect your rights.

What If the Other Driver Was Uninsured?

Uninsured or underinsured drivers are a growing issue in Arizona. If one of them hits you, it can feel like your options are limited.

But don’t panic. If you carry UM/UIM coverage (Uninsured/Underinsured Motorist coverage), you may still be able to recover damages through your own insurance policy.

We’ll review your policy line by line, advise you on what’s covered, and file the appropriate claim, ensuring you don’t get lowballed or dismissed by your own insurer.

Common Injuries from Vehicle Collisions in Phoenix

Car accidents can cause both immediate and long-lasting injuries. Some of the most common include:

  • Whiplash and soft tissue damage
  • Herniated discs or spinal cord injury
  • Concussions and traumatic brain injuries
  • Fractures and broken bones
  • Internal bleeding
  • PTSD, anxiety, and depression

We work with top medical providers in the Valley to ensure your injuries are properly documented and treated. Even if you don’t have insurance, we can connect you with doctors who will work on a lien basis, so you pay nothing up front.

Phoenix Roads Are Getting More Dangerous. Here’s Why.

Maricopa County sees some of the highest traffic accident rates in the state, and the numbers are rising.

Some key factors:

  • Distracted Driving: Cell phones, infotainment systems, and even smartwatches are contributing to more distracted drivers.
  • Aggressive Commuters: Rush hour on highways like I-10, Loop 101, and the I-60 leads to tailgating, speeding, and dangerous merges.
  • Out-of-Town Drivers: Phoenix’s booming tourism and snowbird population mean more rental cars and unfamiliar drivers on local streets.
  • Ongoing Construction Zones: Poor signage and tight detours increase risk, especially in areas like Tempe and downtown Phoenix.

We’ve handled cases from nearly every neighborhood, and we know how local conditions influence crash patterns and liability arguments.

FAQs About Car Accident Claims in Phoenix

We hear these questions almost every day, and we’re here to make the answers simple and empowering.

Do I have a case if the accident seemed minor?

Yes. Many injuries (like whiplash, concussions, or soft tissue damage) aren’t obvious at the scene but show up days later. Even low-speed crashes can cause long-term harm. Always get checked out and consult with an attorney to protect your rights.

What if I was partially at fault?

You can still recover compensation. Arizona’s comparative negligence laws allow you to pursue a claim even if you were partially responsible. The key is making sure your percentage of fault is accurately assessed.

Will I have to go to court?

Not necessarily. Most of our cases settle without trial. But if the insurance company won’t offer a fair settlement, we’re fully prepared to take your case to court, and we do not back down.

How much does it cost to hire your firm?

Nothing upfront. We work on a contingency fee basis, which means you don’t pay a dime in attorneys’ fees unless we win your case.

How long will my case take?

That depends on the complexity of your accident and the severity of your injuries. Some settle in weeks. Others may take several months, especially if long-term medical treatment is involved. We keep you updated at every stage.

What if I don’t have health insurance?

We can help you receive treatment on a medical lien, meaning you don’t pay upfront. The cost is recovered from your settlement once your case resolves.

Should I accept the first offer from insurance?

Almost never. First offers are typically lowball attempts to close the case quickly. We review every offer and negotiate for what your case is truly worth.

Can I still sue if I wasn’t wearing a seatbelt?

Yes. It may reduce your compensation slightly, but it doesn’t bar you from recovering damages. Arizona law allows recovery even if you contributed to your injuries.

Will filing a claim raise my premiums?

Not if you’re not at fault. Your premiums shouldn’t increase for using coverage that protects you from another person’s negligence.

How much is my case worth?

That depends on your injuries, losses, treatment, and long-term effects. We’ll evaluate your claim in a consultation and give you a realistic estimate backed by experience.

Community Resources for Accident Victims in Maricopa County

Healing after an accident involves more than money. You may need support, counseling, transportation, or temporary assistance. We regularly refer clients to:

  • Valley Metro RideChoice and ADA transportation services
  • Banner Health and Dignity Health rehabilitation programs
  • Arizona Coalition for Victim Services
  • Local food banks and rent assistance groups
  • Injury support groups (TBI, amputation, PTSD)

You’re not alone. And we’re not just your attorneys, we’re your advocates.

We Don’t Just Settle, We Build Your Case for Trial

Some firms are settlement mills. We’re not.

At Rachel Frazier Johnson Law, we prepare every case like it’s going to court because sometimes, that’s the only way to get what you deserve. We use:

  • Accident reconstruction specialists
  • Medical experts who can testify to future care needs
  • Economists who calculate long-term financial impact
  • Visual evidence like scene reconstructions and impact simulations

This preparation helps us negotiate stronger settlements and gives us an edge if trial becomes necessary.

How We Collect the Evidence That Wins Cases

Building a strong case isn’t about luck. It’s about documentation, and we leave no stone unturned. Our process includes:

  • Police reports and 911 recordings
  • Dash cam or intersection camera footage
  • Witness interviews
  • Black box data (from newer vehicles)
  • Cell phone records (for distracted driving cases)
  • Vehicle inspection reports
  • Photos of the scene, vehicles, and injuries
  • Medical records, treatment logs, and doctor testimony
  • Employment records showing lost income

The sooner we get started, the easier it is to lock down this evidence before it disappears or is altered. Time is not your ally in accident claims: action is.

Bilingual Legal Services for Phoenix Car Accident Victims

Phoenix is one of the most diverse cities in the country, and our law firm reflects that. We proudly provide legal services in both English and Spanish.

Se habla español.

Desde la consulta inicial hasta la resolución de su caso, nuestro equipo está aquí para guiarle con respeto, claridad y experiencia.

Whether you’re more comfortable speaking Spanish or have a family member who prefers bilingual support, we’ve got you covered.

What Makes Rachel Frazier Johnson Law Different

  • 25+ years of personal injury experience
  • Judge Pro Tem perspective
  • Transparent, responsive, and deeply empathetic legal support
  • Results-driven approach backed by meticulous investigation
  • Local roots, community focus, and real client relationships

We’re not a volume shop. We’re a boutique litigation firm, and when you hire us, you get the attention, communication, and excellence you deserve.

Schedule a Consultation with a Phoenix Car Accident Lawyer Today

You don’t have to take on insurance companies by yourself. Let us handle the legal battle so you can focus on getting better.

Justice shouldn’t depend on how loud your voice is. That’s why we’re here, to fight for yours. Submit your case online and we’ll respond within 24 business hours.

rachel-frazier-joahnson-img
Rachel Frazier Johnson, Esq.
Founder & Managing Attorney
About
Rachel Frazier Johnson Law

At Rachel Frazier Johnson Law, we do things differently. Led by attorney Rachel Frazier Johnson, our firm is built on the belief that great legal representation starts with truly understanding people, their challenges, their fears, and their goals for the future. For over 25 years, Rachel has been helping individuals and families in Phoenix navigate difficult moments with strength, compassion, and unwavering dedication.

Known for her sharp legal mind and fierce advocacy, Rachel balances professionalism with a personal touch that makes clients feel seen and supported. Whether guiding you through a divorce, fighting for fair compensation after an injury, or protecting what matters most, Rachel Frazier Johnson Law is committed to standing by your side.

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